How quickly can you review insurance documentation for a time-sensitive deal?
We understand that commercial financing operates on tight timelines. Our hybrid approach combining proprietary software with expert analysis allows us to provide comprehensive insurance reviews within 24-48 hours for standard transactions. For urgent deals, we offer expedited service with preliminary findings often available within hours of receiving documentation.
What information do you need to provide an accurate quote?
To provide the most accurate proposal, we typically need basic transaction details including property type, loan amount, location, and timeline. For pre-closing reviews, sharing preliminary insurance certificates helps us scope the complexity. Our initial consultation is always complimentary, and we can often provide ballpark pricing within a single phone conversation.
Do you work with borrowers directly or only with lenders?
While our primary clients are lenders, debt funds, REITs, and other financial institutions, we frequently coordinate directly with borrowers and their insurance brokers during the review process. This collaborative approach ensures efficient communication and faster resolution of any coverage gaps or deficiencies we identify.
Can you handle insurance reviews for property types beyond commercial real estate?
Absolutely. While commercial real estate represents a significant portion of our business, our team of 130+ professionals includes experts in equipment financing, inventory financing, and other commercial and industrial assets. Our experience spans 200,000+ deals across various asset classes and financing structures.
What makes your replacement cost valuations different from standard appraisals?
Traditional appraisals focus on market value, while our replacement cost valuations specifically determine the actual cost to rebuild an asset from the ground up. We use a proprietary methodology that combines our national database of current labor and material costs with asset-specific analysis and local market adjustments. This provides lenders with more accurate insurable values and better total loss protection.
How does your portfolio monitoring service integrate with existing loan management systems?
Our iNavigator platform is designed for seamless integration with most major loan management systems. We can provide automated data feeds, custom reporting formats, and API connections based on your specific requirements. Our dedicated implementation team works closely with your IT department to ensure smooth data flow and minimal disruption to existing workflows.
